The Excel AI Playbook: Automate Financial Modeling with Python & CoPilot in 2025 by Publishing Reactive & Van Der Post Hayden

Author:Publishing, Reactive & Van Der Post, Hayden [Publishing, Reactive & Van Der Post, Hayden]
Language: eng
Format: epub
Publisher: Reactive Publishing
Published: 2025-04-11T00:00:00+00:00

```python

import pandas as pd

\#\# Load your dataset

data = pd.read_csv('credit_data.csv')

\#\# Display the first few rows

print(data.head())

```

Feature Selection: Determine which features will be used to predict defaults. In this example, we will consider columns like 'income', 'debt', 'payment_history', and 'default'.

Splitting Data: Divide the dataset into training and testing sets to evaluate the model's performance later.

```python

from sklearn.model_selection import train_test_split

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